Experienced Chapter 13 Bankruptcy Attorney in Kissimmee Florida

A Chapter 13 Bankruptcy is also known as reorganization

There are times you cannot file a chapter 7 and so a chapter 13 is necessary.

There are other reasons to file a Chapter 13 Bankruptcy instead of a Chapter 7 such as when you are trying to save your 爱心彩票网客户端下载, lien stripping a second mortgage, need bigger exemptions that a Chapter 13 provides and more.

A Chapter 13 Bankruptcy requires that a repayment plan be set up which can last from 3 to 5 years.  All of your “Disposable Income” would go into the plan.  At the end of the repayment plan, what debt is remaining that is dischargeable in Bankruptcy should be discharged.

The Chapter 13 Bankruptcy is oftentimes used to save secured assets that are in jeopardy because of missed payments:  Chapter 13 may give you time to catch up on those payments and more easily control your financial situation.

And, a Chapter 13 Bankruptcy can be used if you are in foreclosure so as to stop the foreclosure sale, and allow, if possible, for a workout of the mortgage throughout the Bankruptcy proceedings.

Our Kissimmee Florida Chapter 13 Bankruptcy Law Firm would be glad to meet with you and go over the numbers to see which debt relief option is best for you.

You can call us at 407 518 – 7160 for a FREE CONSULTATION

Have questions or would like to make an appointment?

Call us at 407 518 - 7160  or use our contact form.